Joiin vs Fathom for a company group: what each consolidates, how each bills and who should pick which

Joiin vs Fathom: the main difference

Both are cloud apps that read your accounting files and report across companies. Joiin is built around consolidation and group reports, and its three plans differ by features such as multi-currency, forecasting and API access. Fathom is a broader reporting, forecasting and consolidation product that also sells to accountants and advisers, and its pricing page shows plans for firms alongside plans for a single group.

Readers also search the pair as Fathom vs Joiin. The comparison is the same. This page stays on the owner's question: one consolidated set of statements for your own companies, and what it costs by company count. Both vendors' pages were read on October 30, 2026, and amounts are left to those pages.

Side by side: what each vendor's pages state

• Billing basis: Joiin's pricing page prices by company count across Core, Pro and Max. Fathom's pricing page also prices by the number of companies connected, with a Pro plan, a quoted Enterprise plan for 51 or more companies and a Portfolio plan for accounting firms.
• Users: Joiin lists unlimited users, reports and clients on every plan. Fathom's pricing page lists unlimited users for both its Pro and Portfolio plans in its full feature comparison.
• Accounting systems: Joiin lists Xero, QuickBooks Online, Intuit Enterprise Suite, Sage, MYOB, FreeAgent, Zoho Books, Pennylane, Puzzle and Fortnox. Fathom lists Xero, QuickBooks Online and Desktop, MYOB, FreeAgent and an Excel import.
• Consolidation: Fathom describes consolidated reporting for up to 300 entities across systems and currencies, and lists multi-currency consolidations with eliminations on Pro. Joiin lists eliminations on every plan and multiple reporting currencies on Pro and Max.
• Forecasting: Fathom features three-way cash flow forecasting with scenarios. Joiin lists forecasting on Pro and Max.
• Trial: both list a 14-day free trial. Joiin's trial runs on Max with no card. Fathom's pricing page offers a 14-day free trial.

What Joiin's comparison page says about Fathom

Joiin publishes its own Fathom comparison page, and it favors Joiin. It says Joiin gives unlimited consolidations and reporting with one price per tier and no per-entity charges, while its own pricing page prices by company count. Read the first statement as a description of users and reports, not of company count.

The page's feature table is dated October 20, 2026 and marks some rows as not listed in Fathom's published information. That is a statement about what Joiin found, not proof a feature is absent, so confirm any row that matters with Fathom.

Which to choose

• Choose Joiin if consolidation and group reports are the main job, you want to pick between three plans by feature and you may need the Excel add-in, API or AI agents later.
• Choose Fathom if cash flow forecasting and scenarios are as important as consolidation, or if your outside accountant already uses Fathom and will share the setup.
• Choose neither first if you hold two or three small companies with matching charts of accounts. The QuickBooks Online consolidation steps show the spreadsheet route.
• Consider other tools if you want the consolidation booked inside QuickBooks. The best financial consolidation software guide covers six options.

Questions to ask both vendors before you pay

• How is a company counted, and what happens to my bill when I add or remove one?
• Which plan holds multi-currency, eliminations and ownership percentages for a partly owned company?
• How do users and outside advisers get access, and is any seat fee involved?
• How do I export my mapped chart of accounts and reports if I leave?

Next step

See how Joiin bills for the plan structure and the method for pricing a group of 5 or 10 companies, and the Joiin review for the strengths and limits in one place.